Dhaka Bank PLC Risk Management Officer Job Circular 2026: Eligibility, Responsibilities, Basel III, RBS Desk & How to Apply
Dhaka Bank PLC has published a new job circular for the position of Risk Management Officer in 2026. This opportunity is especially attractive for banking professionals who already have solid experience in risk management, regulatory compliance, Basel frameworks, and market/operational risk analysis.
According to the published job notice, the bank is looking for candidates with at least 5 years of experience, preferably in banking-related risk functions such as RBS Desk, Basel Desk, PCA Desk, Operational Risk, and Bond Investment Risk Analysis.
If you are currently working in risk, compliance, audit, or treasury-related functions and want to build your career in a leading private commercial bank, this circular can be a strong career move.
In this detailed guide, you will learn:
- Dhaka Bank Risk Management Officer job overview
- Educational qualification & experience requirements
- Full responsibilities (Basel III, PCA, RBS, ICAAP, KRI, etc.)
- Required skills and expertise
- Job location, employment status, and application deadline
- How to apply correctly (and avoid common mistakes)
- Interview preparation tips and likely questions
- FAQ section for quick answers
Let’s get started.
Dhaka Bank PLC Risk Management Officer Job Circular 2026 (Quick Overview)
Here is a summary of the job circular:
Company: Dhaka Bank PLC
Position: Risk Management Officer
Employment Status: Full-time
Job Location: Anywhere in Bangladesh
Vacancy: Not mentioned (Not specific)
Published Date: 07 February 2026
Application Deadline: 21 February 2026
Experience Required: At least 5 years
Education: Bachelor/Honors (minimum bachelor degree)
Industry Experience: Banking sector preferred
This is not an entry-level role. Dhaka Bank is clearly targeting professionals with strong exposure to risk governance, capital adequacy frameworks, and regulatory reporting.
Why This Dhaka Bank Risk Management Job is a Big Deal in 2026
In the current banking environment, risk management is not just a back-office function — it is one of the most critical pillars of sustainable banking. With increased regulatory supervision, stricter Basel III implementation, and market volatility, banks in Bangladesh are prioritizing risk control more than ever.
Dhaka Bank’s Risk Management Officer role includes responsibilities across:
- Market Risk
- Operational Risk
- Basel III monitoring
- Capital calculation (Tier-2)
- Sub-ordinated bond compliance
- PCA framework monitoring
- RBS (Risk-Based Supervision) coordination
- ICAAP reporting
- Risk Appetite Statement (RAS)
These responsibilities indicate the bank is strengthening its enterprise risk function.
For experienced professionals, this is an excellent opportunity to work on high-impact risk activities that directly affect the bank’s regulatory standing, capital health, and long-term strategy.
Who Should Apply for Dhaka Bank Risk Management Officer?
This role is ideal for candidates who have worked in one or more of these areas:
- Risk Management Division (RMD)
- Basel Desk
- RBS Desk
- PCA Desk
- Treasury / Bond Investment analysis
- Operational Risk unit
- Compliance & Regulatory reporting
- Internal control / ICC risk monitoring
If you have experience in Bangladesh Bank compliance reporting, Basel III capital calculation, and risk governance frameworks, your profile will match strongly.
Educational Qualification (Eligibility)
Dhaka Bank PLC has set a minimum education requirement:
Minimum Education
- Bachelor/Honors
- Minimum Bachelor Degree
This means:
- Any discipline is acceptable, as long as you have a recognized bachelor’s degree.
- Candidates with MBA, Masters, Finance, Accounting, Economics, or Banking backgrounds may have an advantage.
However, the biggest deciding factor is clearly experience.
Experience Requirements (Very Important)
This job requires:
Minimum Experience
- At least 5 years
Industry Preference
- Applicants should have experience in the following business area(s):
Banks
So, your 5+ years should ideally be in:
- commercial banks
- private banks
- Islamic banks
- financial institutions (if closely related, but banks are preferred)
If you have 5 years of experience in non-banking corporate risk, you may still apply, but the chances are lower.
Job Location: Anywhere in Bangladesh
The job circular mentions the job location as:
Anywhere in Bangladesh
This is important. It means Dhaka Bank may post you in:
- Head Office
- Regional Office
- Branch-level risk-related units
- or any location based on operational needs
Risk management roles are usually centralized, but Dhaka Bank may have risk-related desks across different zones.
So, you should apply only if you are open to working anywhere.
Employment Status
The circular states:
Full-time
So, this is a regular full-time banking job, not contractual.
Dhaka Bank Risk Management Officer – Functional Role
The job notice describes the functional role as:
- Risk Analyst (Bond Investment)
- RBS Desk
- Operational Risk Analyst
- Research & Policy Development
- BASEL Desk
- PCA Desk
This is a highly multi-functional role, meaning the selected candidate may work in multiple desks or rotate based on requirements.
This also means:
- The role is dynamic
- You’ll be involved in strategic reporting and compliance
- The learning curve is strong
Dhaka Bank Risk Management Officer Job Circular Key Responsibilities (Full Breakdown)
Dhaka Bank has listed a strong set of responsibilities. Let’s break them down in a professional and easy-to-understand way.
1) Issuance of Sub-Ordinated Bond (Approval & Regulatory Compliance)
One key responsibility is:
- Managing or supporting the issuance of sub-ordinated bonds
- Ensuring approval and regulatory compliance
Sub-ordinated bonds are often used to strengthen Tier-2 capital. This means the role has direct involvement in capital management.
2) Analyzing and Identifying Market Risk & Operational Risk
You will be responsible for:
- analyzing market risk
- identifying operational risk
- monitoring overall risk indicators
Market risk includes:
- interest rate risk
- bond price fluctuation
- liquidity risk
- foreign exchange risk (if applicable)
Operational risk includes:
- system failures
- process gaps
- human error
- fraud or misconduct
3) Basel III Implementation Monitoring Across the Bank
This is a major responsibility:
- Monitoring the implementation of Basel III across the bank
Basel III is a regulatory framework that ensures banks maintain sufficient capital and manage risk exposure properly.
If you have worked on Basel III reporting, capital adequacy, or regulatory circular implementation, you’ll be a strong candidate.
4) Calculating & Raising Required Capital Under Tier-2
The circular mentions:
- Calculating and raising the required capital under Tier-2
This indicates:
- The job may involve capital planning
- working with finance and treasury
- ensuring capital ratios meet regulatory requirements
5) Proposal Preparation for Tier-2 Bonds and Mutual Funds Investment
Dhaka Bank expects the candidate to:
- analyze, evaluate, and prepare proposals
- for investment in Tier-2 bonds and mutual funds
This part connects risk management with investment decisions, especially fixed-income instruments.
So, candidates with treasury, bond portfolio, or investment risk experience will have an advantage.
6) Monitoring PCA Framework Indicators & Early Warning Signals
The circular highlights:
- Monitoring the indicators of PCA framework
- Identifying early warning signals
PCA stands for Prompt Corrective Action, which is a regulatory framework used to monitor bank health and take corrective measures early.
This responsibility requires:
- strong analytical skills
- ability to interpret trends
- reporting risk deterioration early
7) Risk Assessment Under PCA & Risk Mitigation
Not only identifying risk, but also:
- assessing risks under PCA
- taking appropriate steps for risk mitigation
This indicates Dhaka Bank wants proactive risk management, not just reporting.
8) Developing the Recovery Plan of the Bank
This is a very strategic responsibility.
A recovery plan generally includes:
- steps to take during financial stress
- capital restoration strategies
- liquidity strengthening measures
- contingency planning
If you have experience with stress testing or contingency planning, this will match well.
9) Coordinating With Related Divisions for RBS Data
The circular states:
- Collecting & coordinating with related divisions
- providing information/data for RBS
RBS refers to Risk-Based Supervision, a Bangladesh Bank supervisory approach.
This means:
- you will work with multiple departments
- gather data and reports
- ensure timely submission and accuracy
10) Presenting Reports to Management & Coordinating With Bangladesh Bank
One of the most high-level responsibilities is:
- Presenting reports to management
- Coordinating with Bangladesh Bank on RBS progress
- Emerging risk assessment and conduct assessment of inherent risk
This suggests:
- you will prepare reports for senior management
- participate in regulatory meetings
- represent the bank’s risk progress
11) Arranging Meetings With RBS Coordination Committee & Central Bank
You may need to:
- arrange periodic meetings
- coordinate with Central Bank
- ensure committee discussions are documented
This requires strong communication, scheduling, and professional coordination skills.
12) Implementing and Monitoring Key Risk Indicators (KRI)
Dhaka Bank expects:
- implementing & monitoring KRI
KRIs are measurable metrics used to detect rising risk early.
Examples:
- overdue trend
- operational incident frequency
- audit issue count
- liquidity ratios
- market exposure levels
13) Identifying Vulnerable Areas Related to Operational Risk
You will be responsible for identifying:
- vulnerable operational areas
- process weaknesses
- system gaps
This is directly linked to improving internal controls.
14) Assisting in Managing Risks From People, Process, and System Lapses
Operational risk often happens due to:
- people error
- process gaps
- system failures
The role includes assisting in managing these risks and strengthening governance.
15) Monitoring Unsettled Issues (Fraud/Forgery/Irregularities) Through ICC
Dhaka Bank expects the candidate to monitor:
- fraud cases
- forgery
- major irregularities
- unresolved issues
- through ICC (Internal Control & Compliance)
This is a sensitive but important responsibility.
16) Monitoring Compliance of Bangladesh Bank Observations
This includes:
- tracking Bangladesh Bank observations
- ensuring corrective action
- reporting progress
This requires regulatory knowledge and follow-up discipline.
17) Developing and Using Risk Models (Scoring, Vintage Curve, etc.)
This is a technical and high-value part:
- developing, testing, and using models
- such as collection scoring, vintage curve, etc.
- for risk measurement and assessment
Candidates with data analysis experience, Excel modeling, SAS, Python, or statistical background may be highly preferred.
18) Reviewing Enterprise Risk Governance Framework Effectiveness
The role also includes:
- reviewing effectiveness of enterprise-wide risk governance
- recommending policy measures
So, you may help update:
- risk policy
- risk manuals
- governance guidelines
19) Conducting Research to Explore Causes of Identified Risks
The circular mentions:
- conducting research
- exploring reasons behind identified risks
This is not a routine desk job — it requires investigation and problem-solving.
20) Assisting Senior Management in Strategic Planning
The role includes:
- assisting senior management
- formulating strategic planning
- considering bank’s risk exposure and industry trends
This is a management-level support responsibility.
21) Preparing Consolidated Risk Appetite Statement (RAS)
Risk Appetite Statement is a major enterprise risk tool.
It defines:
- how much risk the bank is willing to take
- limits for credit, market, operational risk
- strategic risk tolerance
Working on RAS is a high-profile responsibility.
22) Calculating & Analyzing ICAAP Report Under Basel III
ICAAP stands for:
Internal Capital Adequacy Assessment Process
This is a Basel III requirement. It includes:
- capital planning
- stress testing
- risk measurement
- internal capital adequacy analysis
This confirms that Dhaka Bank expects strong Basel III expertise.
Skills & Expertise Needed
Bdjobs suggested the following key skills:
- Risk Management
- Regulatory Compliance
- Banks & Financial
- Recovery
But in reality, to perform well in this role, you should have:
Core Skills
- Risk reporting & analysis
- Basel III capital calculation
- PCA framework understanding
- RBS reporting knowledge
- KRI monitoring
- Strong Excel skills
- Policy writing and documentation
Soft Skills
- communication skills
- report writing
- presentation skills
- coordination with multiple departments
- ability to work under deadlines
Salary and Benefits
The job circular does not mention salary. However, since this is:
- a full-time officer role
- requiring 5+ years of experience
- in a specialized domain
The salary is expected to be competitive.
Salary will likely depend on:
- experience
- previous salary
- relevant desk exposure (Basel/RBS/PCA)
- negotiation
How to Apply (Step-by-Step)
Dhaka Bank has encouraged candidates to apply online and even submit a Video CV.
Application Steps
- Go to the job circular page (Bdjobs)
- Click Apply Now
- Update your CV properly
- Attach relevant documents (if required)
- Submit your application before the deadline
Dhaka Bank Risk Management Officer Job Circular 2026 Deadline Reminder
📌 Application Deadline: 21 February 2026
Do not wait for the last day.
Video CV: Should You Submit It?
The circular mentions:
Applicants are encouraged to submit Video CV.
A Video CV can be a plus if:
- your communication is strong
- you can explain your experience clearly
- you are confident and professional
But do not submit a low-quality video. A bad video CV can hurt your chances.
Video CV Tips
- Keep it 60–90 seconds
- Dress formal
- Speak clearly
- Mention: experience, Basel/RBS/PCA exposure, and why Dhaka Bank
- Keep background clean and professional
Interview Preparation Tips (Important)
This role is risk-heavy and regulatory-focused. So your interview will likely test:
Technical Knowledge
- Basel III
- ICAAP
- Tier-2 capital
- PCA framework
- RBS reporting
- KRI implementation
- Operational risk management
Practical Knowledge
- How you handled a risk issue
- How you prepared regulatory reports
- How you coordinated with departments
1) Dhaka Bank PLC Official Website
Behavioral Questions
- Handling pressure
- dealing with deadlines
- communicating with senior management
Likely Interview Questions
Here are some highly probable interview questions:
- Explain Basel III in simple terms.
- What is ICAAP and why is it important?
- What is Tier-2 capital?
- What is a Key Risk Indicator (KRI)?
- What is PCA framework?
- Have you ever worked on Bangladesh Bank inspection observations?
- Describe a time you identified an operational risk and mitigated it.
- How do you prepare risk reports for management?
- What risk models have you used (scoring, vintage curve, etc.)?
- Why do you want to join Dhaka Bank PLC?
Dhaka Bank Risk Management Officer Job Circular FAQ (Frequently Asked Questions)
1) What is the deadline for Dhaka Bank Risk Management Officer job 2026?
Answer: The application deadline is 21 February 2026.
2) Is this job for freshers?
Answer: No. This position requires at least 5 years of experience.
3) What education is required?
Answer: A minimum Bachelor/Honors degree is required.
4) What is the job location?
Answer: The job location is Anywhere in Bangladesh.
5) What are the main responsibilities?
Answer: Basel III monitoring, ICAAP reporting, PCA framework monitoring, KRI implementation, operational and market risk analysis, regulatory compliance, and risk governance support.
6) Is Video CV mandatory?
Answer: No, but candidates are encouraged to submit a Video CV.
Dhaka Bank Risk Management Officer Job Circular 2026 Final Thoughts
Dhaka Bank PLC’s Risk Management Officer Job Circular 2026 is a strong opportunity for mid-level banking professionals who have hands-on experience in Basel III, ICAAP, PCA framework, and regulatory compliance.
This role is not only about reporting risks — it involves:
- strategic planning
- capital management
- regulatory coordination
- enterprise-wide governance
- risk modeling
If you have 5+ years of relevant banking experience and want to move into a higher-impact risk role, Dhaka Bank’s circular is worth applying for.
Apply within 21 February 2026 to avoid missing the deadline.